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Pachira aquatica

Pachira aquatica is a tropical wetland tree in the mallow family Malvaceae, native to Central and South America.

By Ethan Anderson| Reviewed by Olivia Bennett, Standards & Fact-Checking Lead| Updated July 26, 2026|2 min read| Fact-checked

Pachira aquatica is a tropical wetland tree in the mallow family Malvaceae, native to Central and South America. It grows in swamps, freshwater wetlands, and river margins, and is commonly sold as a houseplant under the names money tree or money plant.

Description

Pachira aquatica is an evergreen tropical tree with palmate leaves and fragrant flowers. In the wild it can grow into a large tree, while cultivated specimens are often trained and kept much smaller.

Distribution and habitat

The species is native to tropical areas of Central and South America, including countries from southern Mexico through parts of northern South America. It typically grows in moist lowland habitats such as swamps, river banks, lake shores, and estuaries.

Uses and cultivation

Pachira aquatica is grown internationally as an ornamental tree and indoor plant, often marketed as the money tree. The seeds are edible, and in some regions they are boiled, roasted, fried, or ground into flour or beverages.

Taxonomy and identification

The species belongs to the genus Pachira in the mallow family Malvaceae. Confusion in the houseplant trade is common, and some plants sold under this name are identified as Pachira glabra.

Key facts

  • It is a tropical wetland tree native to the Americas.
  • The species is widely cultivated as an ornamental houseplant.
  • Common names include Malabar chestnut, Guiana chestnut, and money tree.
  • It grows naturally in swampy, seasonally flooded, or riverside habitats.
  • Its seeds are edible and are used in some local food preparations.
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Canadian context

It is widely grown in Canada as a houseplant, especially as the braided ‘money tree’ sold in garden centres and indoor plant shops.

Frequently asked questions

What is Pachira aquatica?
It is a tropical wetland tree in the mallow family Malvaceae, native to Central and South America.
Why is it called a money tree?
It is commonly sold as an ornamental houseplant under the name money tree or money plant; the name is associated with popular symbolism, not botany.
Where does Pachira aquatica grow naturally?
It grows in swampy, freshwater wetland habitats, including river banks, estuaries, and lake margins in tropical America.
Is Pachira aquatica edible?
Yes. Its seeds are edible and are prepared in some places by boiling, roasting, frying, or grinding into flour or drinks.
Is the houseplant always true Pachira aquatica?
No. Some plants sold as Pachira aquatica are actually Pachira glabra.

References

  1. Wikipediahttps://en.wikipedia.org/wiki/Pachira_aquatica
    Supports: Species identity, family, common names, native range, and general description.
  2. Missouri Botanical Gardenhttps://www.missouribotanicalgarden.org/plantfinder/plantfinderdetails.aspx?taxonid=277941
    Supports: Common names, native habitat, and ornamental houseplant use.
  3. CABI Compendiumhttps://www.cabidigitallibrary.org/doi/full/10.1079/cabicompendium.39234
    Supports: Scientific name, growth form, native range, introduced range, and habitat.
  4. National Parks Board (NParks)https://www.nparks.gov.sg/florafaunaweb/flora/3/0/3045
    Supports: Common names, morphological notes, and edible seed uses.
  5. Coalición Florestahttps://coalicionfloresta.org/en/trees/pachira-aquatica
    Supports: Conservation status, native ecology, and habitat details.