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TD Canada Trust

TD Canada Trust is the Canadian retail and commercial banking division of The Toronto-Dominion Bank (TD).

By Ethan Anderson| Reviewed by Olivia Bennett, Standards & Fact-Checking Lead| Updated July 26, 2026|2 min read| Fact-checked

TD Canada Trust is the Canadian retail and commercial banking division of The Toronto-Dominion Bank (TD). It is not a separate legal company; the name is a trade name used by TD and its Canadian subsidiaries. TD Canada Trust serves personal and business customers across Canada through branches, ATMs, and digital banking.

Overview

TD Canada Trust is the retail banking brand under which TD provides personal, small business, and commercial banking services in Canada. It is part of TD Bank Group, one of Canada’s largest banks.

History

The TD Canada Trust name was adopted in 2000 after TD acquired Canada Trust. The brand combines the legacy of several Canadian financial institutions, including The Bank of Toronto, The Dominion Bank, and Canada Trust.

Services

TD Canada Trust offers everyday banking products such as accounts, cards, mortgages, loans, and GICs, along with business banking and digital banking tools. Its branch and ATM network supports both in-person and self-service transactions.

Corporate structure

TD Canada Trust operates within The Toronto-Dominion Bank and is not separately incorporated as an independent bank. It is part of TD’s Canadian personal and commercial banking business line.

Key facts

  • TD Canada Trust is the Canadian personal and commercial banking brand of TD Bank Group.
  • The name was created in 2000 after TD acquired Canada Trust.
  • It is a trade name rather than an independent company.
  • TD Canada Trust serves more than 10 million Canadian customers.
  • Its services include chequing and savings accounts, loans, mortgages, credit cards, investments, and business banking.
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Canadian context

TD Canada Trust is a major Canadian banking brand and a familiar part of everyday financial life for many Canadian households and businesses. It is one of the country’s largest retail banking networks, with a substantial presence across Canada.

Frequently asked questions

Is TD Canada Trust a separate bank?
No. It is a trade name used by The Toronto-Dominion Bank and its Canadian subsidiaries.
When was TD Canada Trust created?
It was created in 2000 following TD’s acquisition of Canada Trust.
What services does TD Canada Trust offer?
It offers personal and business banking products, including accounts, credit cards, mortgages, loans, investments, and digital banking services.
Where is TD Canada Trust headquartered?
It is based in Toronto, Ontario, Canada, through TD Bank Group.
How many customers does TD Canada Trust serve?
It serves more than 10 million Canadian customers.

References

  1. Wikipedia — https://en.wikipedia.org/wiki/TD_Canada_Trust
    Supports: Trade name status, founded in 2000, headquarters, branch and ATM counts, customer base, and relationship to TD Bank Group.
  2. TD Bank Group — https://www.td.com/ca/en/about-td/corporate-profile/corporate-information
    Supports: TD Bank Group structure, Canadian Personal and Commercial Banking business line, headquarters, client base, and assets.
  3. The Canadian Encyclopedia — https://thecanadianencyclopedia.ca/en/article/td-bank-financial-group
    Supports: TD’s merger history, Canada Trust acquisition in 2000, and TD’s scale in Canada.
  4. TD Bank Group — https://www.td.com/ca/en/about-td/corporate-profile/tds-history/historical-fast-facts
    Supports: TD historical facts including the 2000 acquisition of Canada Trust.